Scale your collections. Not your compliance risk.

Xeritus delivers Voice AI for Tier 1 medical debt collection. Not told to be compliant. Not trained to follow rules. Built to make FDCPA, TCPA, and state-specific violations impossible.

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HIPAA

HIPAA

HIPAA

Compliant

Compliant

FDCPA

FDCPA

FDCPA

Compliant

Compliant

Data retained

TCPA

TCPA

Compliant

Compliant

Zero

Zero

PHI data retained

PHI data retained

Data retained

WHY XERITUS

The numbers speak for themselves.

How Xeritus AI voice agents compare to traditional human-only collection teams across the metrics that matter.

METRIC

Xeritus

XERITUS

TRADITIONAL

Cost per interaction

Cost per interaction

< $2

< $2

$10+

$10+

Compliance violations

Compliance violations

0

Zero

Variable

Variable

QA percentage

QA percentage

100%

100%

1%-2%

1%-2%

Employee turnover

Employee turnover

0

0

70%-100%

70%-100%

Cost/recovery guarantee

Cost/recovery guarantee

5x

5x

None

None

Compliance that's Structural not Aspirational.

Compliance that's Structural not Aspirational.

Compliance that's Structural not Aspirational.

Don't take our word for it. Test our live simulated collection call demo. See if you manage to make it violate a single rule.

No signup · No data collected · 60 seconds

No signup · No data collected · 60 seconds

From Integration to full operation in Under 30 Days

A structured deployment process designed for regulated environments. Your team stays in control at every stage.

Stage 1

Discovery & Assessment

We audit your current workflows, compliance requirements, and portfolio structure. You share nothing sensitive — just process.

We audit your current workflows, compliance requirements, and portfolio structure. You share nothing sensitive — just process.

We audit your current workflows, compliance requirements, and portfolio structure. You share nothing sensitive — just process.

Xeritus-led

Xeritus-led

Xeritus-led

Stage 2

System integration

API connection to your dialer and CRM. HIPAA-compliant data pipelines configured. BAA executed. Zero PHI touches the Xeritus platform

API connection to your dialer and CRM. HIPAA-compliant data pipelines configured. BAA executed. Zero PHI touches the Xeritus platform

API connection to your dialer and CRM. HIPAA-compliant data pipelines configured. BAA executed. Zero PHI touches the Xeritus platform

Joint effort

Joint effort

Joint effort

Stage 3

Stage 3

Compliance configuration

FDCPA/TCPA/HIPAA architecture reviewed by your compliance team. After MNDA and BAA is signed.

FDCPA/TCPA/HIPAA architecture reviewed by your compliance team. After MNDA and BAA is signed.

FDCPA/TCPA/HIPAA architecture reviewed by your compliance team. After MNDA and BAA is signed.

Your compliance team reviews

Your compliance team reviews

Your compliance team reviews

Stage 4

Controlled pilot

AI agents handle a subset of accounts under full monitoring. Real calls, real recoveries, real compliance metrics — your team can watch every interaction with complete transparency.

AI agents handle a subset of accounts under full monitoring. Real calls, real recoveries, real compliance metrics — your team can watch every interaction with complete transparency.

AI agents handle a subset of accounts under full monitoring. Real calls, real recoveries, real compliance metrics — your team can watch every interaction with complete transparency.

Monitored rollout

Monitored rollout

Monitored rollout

Finally

Finally

Full Deployment

After proving us by reaching agreed KPI's. Volume scales to your full portfolio. Live performance dashboard live. Monthly compliance reports automated. Your team oversees, Xeritus operates.

After proving us by reaching agreed KPI's. Volume scales to your full portfolio. Live performance dashboard live. Monthly compliance reports automated. Your team oversees, Xeritus operates.

After proving us by reaching agreed KPI's. Volume scales to your full portfolio. Live performance dashboard live. Monthly compliance reports automated. Your team oversees, Xeritus operates.

Fully operational

Fully operational

Fully operational

Common concerns

How can I know it won't go off-script?

Every response is checked against FDCPA, TCPA, and state-specific rules before it is spoken. If it doesn't pass, it doesn't get said. No exceptions.

I've been pitched AI before.

Xeritus does not require you to change — We improve on your current workflow. Start with unworked inventory. No disruption. No agents displaced. Just found money.

What does it cost to get started?

Your commitment. We cover setup, integration, and hosting. All we ask is a minimum claim commitment and $0.25 per minute on active calls. If we don't recover 5x your your AI voice agent fees in the first month, full refund.

— and you keep everything recovered.

Simple pricing. Guaranteed results.

No setup fees. No minimums. No long-term contracts. We put our revenue on the line because we know the math works.

$0.25

$0.25

Per minute

Per minute

FDCPA, TCPA, HIPAA compliant

FDCPA, TCPA, HIPAA compliant

Platform integration covered by us

Platform integration covered by us

Agent hosting and maintenance covered by us

Agent hosting and maintenance covered by us

Only $0.25/minute active voice agent conversation

Only $0.25/minute active voice agent conversation

Zero-risk guarantee

Zero-risk guarantee

5x Guarantee:

If Xeritus doesn't collect 5x the voice agent fee after minimum agreed upon effort, we refund the difference. No questions, no negotiations.

Insights

Latest from the blog:

Latest from the blog:

Latest from the blog:

AI Voice Agents in Medical Debt Collection: A Complete Guide

AI Voice Agents in Medical Debt Collection: A Complete Guide

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Explore how AI voice agents enhance medical debt collection efficiency and compliance. Discover more insights today!

Explore how AI voice agents enhance medical debt collection efficiency and compliance. Discover more insights today!

Vebjørn Pedersen - Technical Founder

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AI vs Human Debt Collectors ROI: True Cost Benefits

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Explore AI vs human debt collectors ROI and uncover cost benefits. Discover how Xeritus's voice AI enhances debt recovery. Learn more!

Explore AI vs human debt collectors ROI and uncover cost benefits. Discover how Xeritus's voice AI enhances debt recovery. Learn more!

Explore AI vs human debt collectors ROI and uncover cost benefits. Discover how Xeritus's voice AI enhances debt recovery. Learn more!

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AI Tackles Unworked Medical Debt Efficiently

AI Tackles Unworked Medical Debt Efficiently

Learn how AI efficiently recovers unworked medical debt. Discover innovative solutions today!

Learn how AI efficiently recovers unworked medical debt. Discover innovative solutions today!

Learn how AI efficiently recovers unworked medical debt. Discover innovative solutions today!

Vebjørn Pedersen - Technical Founder

Feb 12, 2026

AI Voice Agent Finvi Integration: Step-by-Step Guide

AI Voice Agent Finvi Integration: Step-by-Step Guide

Learn the AI voice agent Finvi integration process for efficient medical debt collection. Start optimizing your workflow today!

Learn the AI voice agent Finvi integration process for efficient medical debt collection. Start optimizing your workflow today!

Learn the AI voice agent Finvi integration process for efficient medical debt collection. Start optimizing your workflow today!

Vebjørn Pedersen - Technical Founder

Feb 13, 2026